These terms govern your use of Egotally. Please read them carefully before using our Services.
Last Updated: January 17, 2026
Welcome to Egotally. These Terms of Service ("Terms") constitute a legally binding agreement between you and Viqe Systems Ltd, the company behind Egotally ("Company," "we," "us," or "our") regarding your use of our mobile application, website, and related services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.
By creating an account, accessing, or using Egotally, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. You also represent that:
Egotally provides a personal finance management platform that allows you to:
Egotally is a financial management tool and does not provide financial, investment, tax, or legal advice. We are not a financial institution and do not hold, transfer, or manage your funds. All financial decisions are your responsibility.
To use our Services, you must create an account by providing accurate and complete information. You are responsible for:
You agree to:
You must provide accurate, current, and complete information and promptly update your account information if it changes. We reserve the right to suspend or terminate accounts with inaccurate or false information.
You agree NOT to use the Services to:
Violation of this Acceptable Use Policy may result in immediate suspension or termination of your account without notice, and we may report such violations to law enforcement authorities.
Egotally offers both free and paid subscription plans. The specific features, limitations, and pricing for each plan are described on our website and in the app.
All fees are exclusive of applicable taxes. You are responsible for paying all taxes associated with your use of the Services.
The Services, including all content, features, functionality, software, and design, are owned by Viqe Systems Ltd and operated under the Egotally brand. They are protected by copyright, trademark, and other intellectual property laws.You may not:
You retain all rights to the data you input into Egotally. By using our Services, you grant us a limited license to use, store, and process your data solely to provide and improve the Services.
If you provide us with feedback, suggestions, or ideas, you grant us the right to use them without compensation or obligation to you.
Our Services may integrate with third-party services (such as bank connection providers). We are not responsible for:
Your use of third-party services is subject to their respective terms and privacy policies.
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
WE DO NOT PROVIDE FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE. ANY INFORMATION PROVIDED THROUGH THE SERVICES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON FOR MAKING FINANCIAL DECISIONS.
While we strive for accuracy, we do not guarantee that:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
You agree to indemnify, defend, and hold harmless Viqe Systems Ltd, its subsidiaries (including Egotally), officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including attorney's fees) arising from:
You may terminate your account at any time by contacting us or using the account deletion feature in the app. Upon termination:
We may suspend or terminate your account at any time, without notice, for:
Upon termination, all licenses and rights granted to you will immediately cease. Sections of these Terms that by their nature should survive termination will survive, including but not limited to disclaimers, limitations of liability, and dispute resolution.
We reserve the right to modify these Terms at any time. When we make changes, we will:
Your continued use of the Services after changes take effect constitutes acceptance of the modified Terms.
Before filing a formal claim, you agree to contact us at [email protected] to attempt to resolve the dispute informally for at least 30 days.
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, where Viqe Systems Ltd is incorporated and registered, without regard to its conflict of law provisions.
Any dispute arising from these Terms or your use of the Services will be resolved through binding arbitration in Delta State, Nigeria, the registered place of business of Viqe Systems Ltd, except where prohibited by law.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Egotally regarding the Services.
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms will not constitute a waiver of such right or provision.
You may not assign or transfer these Terms without our written consent. We may assign these Terms without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control.
If you have any questions about these Terms, please contact us:
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